Terms of Use and Disclaimers

Last updated: 30 October 2024

Access to and use of this Site is subject always to the following terms and conditions. By using this Site you accept these terms and conditions. 

1. General Information

This website (“Site”) is maintained by Par Equity LLP, and / or its affiliates including, Par Equity Holdings Limited, Par Fund Management Limited, Par Advisors Limited (collectively, “Par”, “we” or “us”), of 3a Dublin Meuse, Edinburgh EH3 6NW.  Par may be contacted by an e-mail to info@parequity.com

Access to and use of this Site is subject always to the following terms and conditions.  By using this Site you accept these terms and conditions (and our Privacy Policy).  If you do not wish to be bound by these terms and conditions then you are not permitted to use the Site for any purpose.  Par reserves the right to change these terms and conditions at any time by posting the changes on the Site and such changes shall be effective from the date of posting.  It is your responsibility to review these terms and conditions regularly to keep up to date with any changes to them.  Your continued use of this Site will mark your acceptance of such changes.  You agree that Par of any of its affiliates may sub-contract the performance of any of its obligations or rights without giving you notice.  If any provision of these terms and conditions is found by a court of competent jurisdiction to be invalid, you agree that the other provisions of these conditions will remain in full force and effect, in so far as possible.   

For the purposes of these terms and conditions the expression “Site Information” means images, graphics, photographs, text, animations, videos, applets, computer programs, computer code and scripts operating within, or which form part of, the Site.    

2. Regulatory Information

Par Fund Management Limited (“PFML”) is our regulated entity and is authorised and regulated by the Financial Conduct Authority (“FCA”) and is registered on the FCA’s Register (http://www.fca.org.uk/register) with Firm Reference Number 485668. PFML is registered in Scotland SC338649 at 3a Dublin Meuse, Edinburgh, EH3 6NW.   

Par Equity offers a range of investment opportunities, each of which may only be suitable for specific types of investor.  These are typically classed as high risk investments which are highly illiquid and you are unlikely to be protected if something goes wrong.   

It is the responsibility of the investor to ensure that any investment made is suitable for their needs and investment objectives.   

Par cannot provide any tax or investment advice.   

3. Complaints

PFML has established procedures in accordance with the rules of the Financial Conduct Authority for the consideration and resolution of complaints.  Details of these procedures are available on request.   

Complaints may be made to PFML in writing (by mail at 3a Dublin Meuse, Edinburgh, EH3 6NW or by email at info@parequity.com, in each case directing the complaint to the Compliance Officer) or orally (by telephone or face-to-face).  If for any reason PFML fails to resolve a complaint to an eligible complainant’s satisfaction they may bring their complaint to the Financial Ombudsman. 

Financial Ombudsman Service 

Exchange Tower 

London 

E14 9SR 

Website:  www.financial-ombudsman.org.uk 

Email:  complaint.info@financial-ombudsman.org.uk 

Telephone:  0800 023 4567 or 0300 123 9123 

4. Jurisdiction and governing law

The material on this Site is directed only at persons in the UK and is not to be regarded as an offer or invitation to buy or sell an investment nor does it solicit any such offer or invitation in any jurisdiction other than the UK.  If you reside outside of the UK, it is recommended you consult a professional adviser from your jurisdiction.   

These terms and conditions shall be governed by and interpreted in accordance with Scottish courts.  Users of this site from outside of the UK are directed to the following Section (5 – Disclaimer) where it expressly forbids use of this Site from outside of the UK. 

5. Disclaimer

This site information is directed exclusively at owners and managers of companies who may be seeking sources of potential financing or financial institutions seeking a potential partner for investment in companies.  By using this Site you confirm that you are permitted by law to use the Site.   

Any Site information which is related to a ‘Restricted Mass Market Investment’ (“RMMI”), ‘Non-Mass Market Investments’ (“NMMI”) as defined by the FCA, or to any investment in unlisted securities or other securities relates solely to persons who are either a “professional client” or “eligible counterparty” (as defined by the rules of the FCA) and is an individual in respect of whom Par has taken reasonable steps to establish falls into an eligible category of investor as defined by COBS 4.12A and 4.12B.  

Par has systems in place to ensure that an enquiry from a person who is not an “Eligible Recipient” will be declined.  Relevant risk factors for each of our products available for investment are contained within the product's promotional literature. 

Funds and investments referred to on this site are only available to Eligible Recipients.  There may be no recognised market for dealing in investments or funds and therefore it may be difficult for an investor to sell an interest in the investment or fund or to obtain reliable information as to their value of the extent of the risks to which they are exposed.  Information on past performance, where given, is not a guide to future performance.  The value of investments and funds may rise or fall and you may lose the full amount you invested.   

The Site Information is provided “as is” and Par makes no representation, endorsement or warranty as to its accuracy or completeness.  Par will not be liable for any action taken (or not taken) in reliance upon the Site Information and such action is taken entirely at your own risk.  Par reserves the right to make changes to the Site Information to correct any errors or omissions (at Par’s discretion) without notice and without liability to you.  It is your responsibility to ensure you comply with all relevant laws or regulations and obtain your own legal, tax and financial advice before entering into any dealings with Par.   

Par maintains the right to change or delete any of the Site Information without prior notice.  Par does not guarantee that the Site or the Site Information will be continuously available or error-free, free from infection, viruses, worms, Trojan horses and / or other codes that have contaminating or destructive properties.  It is your responsibility to take protective steps such as virus checking.  While we attempt to ensure accuracy and timeliness of the Site information, we take no responsibility for errors or omissions which are the result of technical causes, or otherwise. 

Where information on this Site has been obtained from outside sources, it is believed to be reliable but is not represented to be accurate or complete.  We do not make any representations that the information or materials on this Site are appropriate in all locations, or that any investments or services which are referred to on this Site are available to everyone, or at all.  Information contained on the Site is not tailored for individual use and as a result the investments or services referred to on this Site may not be suitable for everyone.  If you have any doubts as to suitability, you should seek advice from a qualified investment adviser.   

It is a feature of the Site that some of the Site Information is contributed by different third parties and we do not control those parties or their information.  Opinions expressed within the Site Information are those of the authors and do not necessarily represent Par’s opinions.   

The Site, like any other, may be the target of attempts at cyber-squatting, spoofing, and vandalism.  Par does not accept any responsibility for, or liability in respect of, any losses arising from, or information which appears on the Site as a result of, such actions.   

Where the operation of the Site depends on the input of information by you, the service provided by Par depends on, and varies according to, the accuracy of such inputted information.  We can therefore accept no responsibility for, nor any liability in respect of, the input of inaccurate information to the Site by you and / or any third parties.   

In the unlikely event that you find any inaccurate information on the Site or have a complaint about what Par published please email info@parequity.com.  Par will investigate on receipt and take such action which Par, in our sole discretion, determine as being appropriate in regard to all the circumstances.   

6. Viruses

We do not guarantee that the Site will be secure or free from bugs or viruses.   

You are responsible for configuring your information technology, computer programmes and platform in order to access the Site.  You should use your own virus protection software.   

You must not misuse the Site or knowingly introduce viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful.  You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site.  You must not attack the Site via a denial-of-service attack or a distributed denial-of-service attack.  By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 or, if you are not accessing the Site from within the UK, the comparable legislation in the relevant jurisdictions.  We will report any such breach to the relevant law enforcement authorities and we co-operate with those authorities by disclosing your identity to them to the extent permitted by law.  In the event of such a breach, your right to use the Site will cease immediately.   

7. Limitation of Liability and Disclaimer

To the fullest extent permissible by law, Par excludes all liability to you in contract. Par shall not be liable for data transmission errors such as data loss or damage or alterations of any kind. 

None of the statements on the Site excludes or restricts any duty or liability that Par has under the Financial Conduct Authority rules or the Financial Services and Markets Act 2000. Par will not be liable to you for any breach of these terms and conditions (or otherwise) that arises because of any circumstances which Par cannot reasonably be expected to control. Par does not, and nothing in these terms and conditions shall act to, exclude or limit Par’s liability for death or personal injury resulting from its negligence, fraud or any other liability which may not by applicable law be excluded or limited but, subject to that, in no event shall Par be liable (whether for breach of contract, negligence or for any other reason) for any loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, software or data, loss of or waste of management or other staff time, or for any indirect, consequential or special loss, however arising. 

The use of the Site is at your sole risk and, except as expressly set out in these terms, Par does not enter into conditions, warranties or other terms in relation to the Site (including any implied term relating to quality or fitness for reasonable purpose. 

The obtaining of any material through the Site is carried out at your own risk and Par has no liability to you in respect of such material or its effects, nor is Par liable for any action you may take as a result of relying on any information provided in this Site. 

Without prejudice to the foregoing, our entire liability to you in connection with the use of the Site shall be limited to one. By using the Site, you agree that this limitation is in all respects fair and reasonable. 

8. Business Plans

We will use any business plans and related materials provided to us in hard or soft copy either directly or by post or otherwise by you (“Business Plan Documents”) for any reasonable purpose, including to review investment opportunities you bring to our attention. 

By providing information, ideas and plans to Par you accept that we have the right to disclose such information, ideas and plans including but not limited to Business Plan Documents to all and any of our affiliates, as we see fit, to our professional advisers and to any further persons we deem necessary for the purpose referred to above (but only in compliance with our privacy policy). 

Whilst we do not obtain title to any intellectual property rights in any of the Business Plan Documents, you agree to grant PAL a worldwide, unlimited, non-exclusive perpetual, royalty-free license to use the Business Plan Documents and all intellectual property rights that exist therein as PAR sees fit, including, but not limited to, the making of copies (including electronic copies) of the Business Plan Documents, and the distribution of such copies by any means and in any media, as Par see fit. We will comply with the relevant section of our privacy policy. 

We will keep Business Documents for up to seven (7) years, and thereafter, unless there is a specific reasonable purpose, such as, but not limited to, retention in connection with a completed investment relating to those Business Plan Documents or some other dealing associated with the opportunity outlined in those Business Plan Documents, they will be destroyed. 

You warrant and represent that you are entitled to supply us with the Business Plan Documents and to license us in accordance with this Section, and that your doing so, or our use of the Business Plan Documents in accordance with the license, does not and will not infringe any third-party intellectual property rights or breach any contract or undertaking. 

We will not, in relation to any Business Plan Document, be obliged to pay you any royalty, commission, profit share or other payment unless we agree to do so in writing with you. Should we, or one of our affiliates, decide to pursue the subject matter of your Business Plan Documents, we, or they, may enter into a formal agreement with you covering, amongst other issues, confidentiality. Pending that, no such agreement will come into place save as expressly stated in these terms and conditions. 

9. Permitted activities

Unless otherwise expressly stated, all intellectual property rights (including, without limitation, copyright, trademarks, service marks, database rights and trading names) in the Site Information are owned by Par. Par may publish photographs, images or text on Sites where the copyright is not owned by Par. Where this is done, and where practicable, Par acknowledges the copyright owner. 

You may view the Site Information in a web browser for private browsing purposes only. Copying the Site Information into a computer cache or storage device for private on or off-line browsing purposes is also permitted. You may not make a copy of the Site Information or any part of it for any other purpose without our prior written consent, which may be granted at our sole discretion (or where we do not own the copyright, we will direct you to the owners themselves for such consent (where reasonably practicable)). Furthermore, and without prejudice to the foregoing, you are not permitted to use, display or otherwise incorporate the Site Information into any web page which does not form part of the Site by hypertext link, or by any other means other than copying, without our prior written consent. Nothing in these terms and conditions or on the Site constitutes a licence to use or copy the Site Information. 

The Site contains numerous trademarks (both registered and unregistered) belonging to Par. These trademarks include, but are not limited to: 

Par Equity Logo and Trademark 

If you are in doubt as to whether an item is a trademark of ours, please contact Par for clarification by emailing info@parequity.com. The Site may also feature some trademarks which are not owned by Par. Where practicable, the relevant trademark owners have been acknowledged. 

10. Privacy Policy

We have a separate updated Privacy Policy which relates to our use of your personal data as a result of the new EU General Data Protection Regulation. 

Cookies: The Site makes use of “cookies”. Cookies are data that a web site transfers to a user’s hard drive for record-keeping purposes. Cookies, which are industry standard and are used by most websites, including those operated by Par, can facilitate a user’s ongoing access to and use of a site. They allow Par to customise the Site to your needs. If you do not want information collected through the use of cookies, most web browsers allow you to easily deny or accept the cookie feature. You should refer to the documentation for your particular web browser for instructions as to how to prevent websites using cookies on your computer. However, you should note that cookies may be necessary to provide you with some features of the Site. 

Your rights: If you have any questions about your Personal Data please contact Par on compliance@parequity.com 

11. Provision of services by third parties 

Some of the pages which form part of the Site may make use of technologies and applications which are provided to Par and/or hosted for Par by third parties. Where you make use of such technologies and applications your information may be transmitted for processing to servers other than those which host the Site and which are not within Par’s control. Par excludes all liability to you arising from any loss or damage you may sustain as a result of such transmission or processing. Par makes no representation, endorsement or warranty to the accuracy of information which appears on the Site as a result of processing by, or originating from, third parties. 

12. Recording of Telephone Lines 

Our telephone lines are recorded for training and quality purposes. 

13. Compliance with the Stewardship Code

In line with COBS 2.2.3R of the FCA’s Handbook, PFML as a regulated firm is required to make a statement in relation to the nature of our commitment to the UK Financial Reporting Council’s Stewardship Code (“the Code”), published in July 2010, and most recently updated in 2020.  PFML is not required to be a signatory to the Code, but it does take the requirements of the Code into consideration when managing investments on behalf of its clients.